Endowment funds have for a long time served the needs of individuals, institutions, and communities seeking to lock in their assets and establish a predictable, long-term flow of capital from investment income. Globally, well-capitalised and properly managed endowment funds have become critical pillars of national development. One of the strongest examples is the Wellcome Trust in the United Kingdom – one of the world’s largest charitable endowments – whose investment income has, for decades, financed groundbreaking biomedical research, strengthened public health systems, and supported long-term scientific innovation. Its model demonstrates how structured endowment financing enables institutions to pursue ambitious, multi-generational…