There has been a noticeable rise in the level of fraud risk in Kenya, impacting numerous individuals and families. This increase is especially pronounced as many of us embrace the convenience of digital platforms and mobile banking. The rapid expansion of these technologies has led to the development of increasingly sophisticated fraud techniques, often exploiting the vulnerabilities created by our new-found digital connectivity. Recent data by Concryt shows that Kenya, alongside Ethiopia, South Africa, and Nigeria, grapple with high levels of search activity related to Authorised Push Payment (APP) fraud. A recent report by Kaspersky Africa indicated a staggering 438…