Audio By Vocalize Edwin Mutisya, Senior Sales Manager, Identy.io. The most vulnerable aspect of Kenya’s digital economy is not payments or transactions; it is the onboarding process. Every day, millions of users open accounts, register for services, and access platforms remotely. This moment, when a system verifies a user’s identity, sets the stage for everything that follows. If this decision is incorrect, the entire system inherits the associated risks. Kenya’s digital growth has made this moment more critical than ever. Mobile money penetration has reached approximately 82.3 percent of the population, while financial inclusion stands at 84.8 percent of adults. …